Mattress KingFinancing


When you purchase a new bed at one of our Mattress King stores, we offer you a variety of ways to pay for your new bed with one of our mattress financing providers: Wells Fargo Financial National Bank or Progressive Finance. You can apply online and bring your approval number into one of our Mattress King stores.


Special Financing for 60 months available on purchases of $5000 and above.

The Innovative Mattress Solutions credit card* gives you the flexibility to buy today and pay over time.

As a Innovative Mattress Solutions cardholder, you’ll enjoy benefits such as:

  1. Convenient monthly payments
  2. A revolving line of credit for all your purchasing needs
  3. Special promotional offers where available
  4. An easy-to-use online bill payment option

If you choose to Apply Online, you must provide an e-mail address. If we are able to complete the evaluation of your application within approximately 45 seconds, we will notify you of the credit decision online. You can check the status of your application at any time by clicking on the "apply now" link below.

*The Innovative Mattress Solutions credit card is issued with approved credit by Wells Fargo Financial National Bank. See store for details.

Wells Fargo Financial National Bank is a wholly-owned subsidiary of Wells Fargo & Company.



Genesis Credit® Accounts offer:

• Low monthly payments

• Credit lines up to $6,000

• Up to 6 months special financing* or up to 12 months special financing*

• Revolving line of credit

• In-Store purchases only

*Depending on your credit worthiness, each purchase on the account will be subject to up to 6 months of deferred interest or up to 12 months of deferred interest. Interest will accrue and be charged to the account at an APR of 27.9% from the purchase date if the purchase is not pain in full within 6 months or within 12 months or your account becomes 180 days past due, or is charged off for any reason. Monthly minimum payments are required. As a reminder, paying only the monthly minimum payment amount each month may not pay off your purchase within 6 months or within 12 months. You may have to make additional or increased payments during the deferred interest period to avoid having to pay the accrued deferred interest. See the Account Agreement for complete details on deferred interest.


No Credit Needed Option from Progressive When You Buy a Mattress

Progressive offers a lease-to-own alternative that includes a 90-day purchase option. Progressive’s program provides an alternative to financing so customers are not at the mercy of traditional lenders who rely solely on credit scores.

Application Requirements:

·         Social Security Number or ITIN
·         Employment
·         Checking Account
·         18 years or older

The application process typically takes about 30 minutes to an hour to complete.

Our friendly staff will help each customer apply online. Some additional forms may need to be submitted electronically.